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Click ‘Get Form’ to open SBA Form 1366 in the editor.
Begin by entering your business information in Section 1. This includes your business name, address, and contact details. Ensure accuracy as this information is crucial for processing.
Move to Section 2, where you will provide details about the loan request. Clearly state the amount you are seeking and the purpose of the loan. Use our platform’s text tools to format your responses for clarity.
In Section 3, outline your business's financial information. Input figures related to income, expenses, and any existing debts. Utilize our platform’s calculation features if available to ensure precision.
Finally, review all sections for completeness and accuracy. Use our platform’s commenting feature to add notes or reminders for yourself before submitting.

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How much does an SBA disaster loan give?

I would say that it can still be difficult to get an SBA loan depending on your situation. Having a strong business plan, a good credit history and ideally being profitable or close to profitable helps. If you dont seem to fit these criteria though there are other options!

Is an SBA disaster loan a good idea?

SBA disaster loans are the largest source of federal disaster recovery funds for survivors. SBA disaster loans cover losses not fully compensated by insurance, FEMA grants or other resources. Survivors should not wait for an insurance settlement before submitting an SBA loan application.

How do I get out of SBA debt?

To qualify, you must demonstrate that your business has ceased operations, all assets have been liquidated, and the proceeds applied toward the debt. The SBA will assess your financial situation to determine if the proposed settlement is reasonable.

Does an SBA loan have to be repaid?

While there was some confusion due to the nature of the loan and the relief program, a rule of thumb is that if youve been approved for a Covid-19 EIDL loan, you have to pay back that loan, although with some different repayment terms of other SBA loans.

Are SBA disaster loans being forgiven?

As of January 2025, there are no plans to forgive outstanding SBA EIDL loans. There are a variety of challenges involved with widespread forgiveness.

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Do you have to pay back SBA disaster loans?

For disasters declared on or after March 22, 2024, you may choose to complete an SBA disaster loan application and it will not impact your eligibility for FEMA assistance. If you are approved for a loan, you are not obligated to accept it. Funds you get from SBA must be repaid over time.

What happens if you default on an SBA disaster loan?

If a borrower defaults on an SBA loan, the lender may seek to collect the outstanding balance through various means, such as suing the borrower, seizing collateral, or pursuing a judgment.

Sba form 1366-2026