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Ohio is one of four states where workers compensation insurance is provided through the state itself rather than through private insurance companies. You can apply for WC insurance from the state by completing the BWCs Form U-3, Application for Ohio Workers Compensation Coverage, online.
Changing an entity type and no change in ownership If youre changing your entity type for tax purposes and have an active policy, complete the Notification of Policy Update (U-117) to make those changes. You do not need to complete a new application and get a new policy to make this update.
Typically, all benefits start within a month. You become eligible for lost wages payments after you lose seven days of work. The payments themselves can only begin after youve lost 14 days of work. If your employer or the BWC reject your claim, appealing for a better result takes longer, from a few months to a year.
BWC issues certificates of coverage to employers after they submit an Application for Workers Compensation Coverage (U-3) and pay a non-refundable application fee of $120. Theyll also receive a new certificate at the beginning of each policy year.
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