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The average coal miner's pension is about $7,150 annually, according to Lorraine Lewis, executive director of the United Mine Workers' Health and Retirement Funds. More recent retirees typically get more.
What is a survivor's benefit/widow's pension? The federal pension law, the Employee Retirement Income Security Act (ERISA), requires private pension plans to provide a pension to a worker's surviving spouse if the employee earned a benefit.
A surviving spouse can collect 100 percent of the late spouse's benefit if the survivor has reached full retirement age, but the amount will be lower if the deceased spouse claimed benefits before he or she reached full retirement age.
Many unions provide death benefits (a lump-sum payment) and/or survivor benefits (ongoing monthly payments) as part of the pension or annuity plan your loved one subscribed to. In addition to spouses, some domestic partners or children may qualify as beneficiaries.
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