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Commonly Asked Questions about US Deeds Forms

A deed transfers the title of an asset to a new owner, and it is usually recorded in the local county clerks office. Recording is a way to protect title and ownership because it puts the public on constructive notice as to the buyers ownership. In real estate transactions, a deed is usually delivered at closing.
General warranty deeds give the grantee the most legal protection, while special warranty deeds give the grantee more limited protection. A quitclaim deed gives the grantee the least protection under the law.
The three most common New York deeds are listed below: Warranty Deed. Bargain and Sale Deed.
A warranty deed is a transfer of title where the seller pledges to the buyer that the property is owned free and clear of all liens. This deed is the most commonly used deed with the issuance of title insurance.
A warranty deed, which also may be called a general warranty deed, is the type of deed used most frequently when real property is sold. A warranty deed guarantees that the title is free and clear of debts or liens.
A Quitclaim Deed Can Be Used to Clear a Title Defect A quitclaim deed is often used to cure a defect (a cloud on the title) in the recorded history of a real estate title.