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What disclosures are required by FHA?

Section 203(f) of the National Housing Act requires a disclosure to assist borrowers in comparing the costs of a FHA-insured mortgage versus similar conventional mortgages. This disclosure must be given to prospective borrowers that may qualify for both FHA-insured financing and a conventional mortgage product.

Who fills out the lead-based paint disclosure?

A lead-based paint disclosure form is a federally required form issued to all tenants and potential buyers of residential property built before January 1, 1978, to warn of the existence of lead paint.

Which of the following may be exempt from the lead-based paint disclosure requirements?

However, the Lead-based Paint Disclosure Rule does not apply to: Zero-bedroom units, such as efficiencies, lofts, and dormitories (unless a child under the age of six lives or is expected to live in such housing);

Does FHA require lead paint disclosure?

Disclose any known information concerning lead-based paint or lead-based paint hazards. The seller or landlord must also disclose information such as the location of the lead-based paint and/or lead-based paint hazards, and the condition of the painted surfaces.

What property is exempt from lead disclosure?

Lead-based paint disclosure exemptions In addition to houses built in or after 1978, the following also qualify for an exemption from the disclosure rules: Dwelling units with no bedrooms, such as a studio apartment. Dwelling units that are leased for 100 days or fewer, such as short-term rentals.

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