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How long can you stay on Long Term Disability? Depending on the severity of the condition, you may potentially be able to stay on long-term disability benefits until the retirement age of 65, in the event you are disabled from performing your own job or any other occupation even with reasonable retraining.
To voluntarily suspend your benefits, you will need to submit a signed statement to Social Security. A Benefits Counselor can help you with this process, or you can contact your Social Security Field Office directly.
In addition to working for a covered employer, an employee must meet two eligibility requirements to take CFRA job-protected leave: The employee must have 12 months of service with the employer in the preceding seven years (limited exceptions apply to the seven-year requirement).
The gist of an "own occupation" (sometimes called "regular occupation") clause is that insureds must have an injury, illness, or disease that precludes them from working in their "own occupation" to receive benefits. This is often a point of contention between the insurer and the insured.
Florida does not have a general state supplement to SSI the way some states do, so the SSI amount in Florida is just the federal maximum of $783 per month for an eligible individual and $1,175 for an eligible individual with an eligible spouse.
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Florida's Social Security has a strict qualification for \u201cdisability.\u201d A person may be considered disabled if they cannot do the work they used to do because of their medical condition, they cannot adjust to a new occupation because of the medical condition, and their medical condition has lasted or is expected to last ...
An own-occupation insurance policy covers individuals who become disabled and are unable to perform the majority of the occupational duties that they have been trained to perform. This type of insurance policy is contingent on the individual being employed at the time the disability occurs.
It isn't difficult to file an SDI claim in California. Usually, the employer or the employee's health care practitioner will provide the form; you can also get a copy at the website of the state's Economic Development Department (EDD).
Generally speaking, though, an \u201cown-occupation\u201d policy will define \u201ctotal disability\u201d as a condition that prevents the insured from performing the substantial and material duties of his or her regular occupation, while an \u201cany-occupation policy\u201d will simply define \u201ctotal disability\u201d as being unable to work in any ...
Be unable to do your regular or customary work for at least eight days. Have lost wages because of your disability. Be employed or actively looking for work at the time your disability begins. Have earned at least $300 from which State Disability Insurance (SDI) deductions were withheld during your base period.

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