Cg2033 2025

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  1. Click ‘Get Form’ to open the cg2033 endorsement in the editor.
  2. Begin by reviewing the introductory section carefully, as it outlines important changes to your policy. Ensure you understand how this endorsement modifies your coverage.
  3. In Section A, identify the parties involved in your operations. Fill in the names of any additional insureds as required by your construction agreement.
  4. Proceed to Section B and review the exclusions listed. Make sure to note any specific exclusions that may apply to your situation, particularly regarding professional services.
  5. Once all fields are completed, utilize our platform’s features to save and share the document for further review or signatures as needed.

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WRITTEN CONSTRUCTION AGREEMENT Whereas the CG 20 33 only provides additional insured status where there is a direct written contract, the CG 20 38 extends coverage to any other person or organization you are required to add as an additional insured under the contract or agreement.
As the most common additional insured endorsement for contractors is the CG 20 10. In plain English a CG 20 10 is proof of insurance. It names your customer as an additional insured on your commercial general liability (CGL) policies.
Wording in the CG 20 33 is essentially the same as the CG 20 10 with the only major difference being the additional wording stating that additional insured status ends when the work contracted for is completed (no completed operations coverage is extended to the additional insured).
Key Takeaways. An additional insured extends liability insurance coverage beyond the named insured to include other individuals or groups. An endorsement protects the additional insured under the named insurers policy allowing them to file a claim if sued.
The current form CG 20 10 after 1985 does not provide coverage to the additional insured for completed operations. It only provides coverage for ongoing operations, and this was a completed operations exposure. If they also wanted coverage for completed operations, they would need a CG 20 37 endorsement.