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TransUnion usually finishes an investigation and provides you the results about 30 days from the receipt of your dispute. But the company recommends preparing to wait for up to 45 days. TransUnion does not note your credit file when an investigation is in process.
You can send disputes by mail to TransUnion Consumer Solutions, P.O. Box 2000, Chester, PA 19016-2000. TransUnion recommends including the following in your dispute letter: Your Social Security number and date of birth. Your current address.
You can send disputes by mail to TransUnion Consumer Solutions, P.O. Box 2000, Chester, PA 19016-2000. TransUnion recommends including the following in your dispute letter: Your Social Security number and date of birth. Your current address.
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How to Speak to a Live Person at TransUnion Call TransUnion at 1 (800) 916-8800. Press or Say '1' if english speaking. Say 'dispute credit report' when the phone system asks what you need. Don't press anything when it asks for your zipcode. Wait while you get transferred to a live person at TransUnion.
To contact us about our business solutions available outside of the U.S., email us at international@transunion.com.
Phone: You can dispute by calling toll-free to (800)-916-8800(800)-916-8800. You should have a copy of your TransUnion Credit Report before calling this telephone number.
The time it takes to resolve your dispute depends on the type of dispute and the merchant, but it may take up to 60 days for credit card disputes and 90 days for debit card disputes. Keep in mind, disputes are often resolved more quickly if you contact the merchant first.
How to Contact the Credit Bureaus by Mail: TransUnion: TransUnion Consumer Solutions / P.O. Box 2000 / Chester, PA 19016-2000. Equifax: Equifax Information Services LLC / P.O. Box 740256 / Atlanta, GA 30374. Experian: Experian / P.O. Box 4500 / Allen, TX 75013.

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