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The note must be stamped by revenue stamps as per the rules of the Indian Stamp Act. Promissory notes are valid for three years only. There is no limit on the amount to be borrowed for a promissory note to be issued.
There are three types of promissory notes: unsecured, secured and demand.
Promissory Note: ఊళ్లల్లో సహజంగా వడ్డీకి ఇచ్చేటప్పుడు.. ప్రామిసరీ నోట్లు రాయించుకోవటం సర్వ సాధారణం. సదరు ప్రామిసరీ నోట్లపై ఇచ్చే వారి వివరాలు, తీసుకునే వారి వివరాలు, తీసుకున్న మెుత్తం సొమ్ము, వడ్డీ రేటు, సాక్షి సంతకాలు వంటి వివరాలు ఉంటాయి. దీనికి ఒక స్టాంప్ కూడా అంటిస్తారు.
The purpose of a promissory note is to document the terms of a loan agreement between two parties. Promissory notes are often used in situations where one party wants to borrow money from another party. For example, a company may issue a promissory note to an investor in exchange for an investment.
Updated September 20, 2023. A promissory note is a written promise made by a borrower to a lender to repay a specified sum of money. It is a legal document for a loan and becomes legally binding when signed by the borrower.
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A promissory note is a written promise to pay a sum of money, to a specified individual or organization, at a specified time in the future, and that is not always supported by a guarantee.
The parts of a promissory note are: Lender details and contact information. Borrower name and contact information. Interest rate and how its been calculated. Principal loan amount. Loan maturity date. The date of the first payment is required. Fees and charges. Date and place of issuance.
At its most basic, a promissory note should include the following things: Date. Name of the lender and borrower. Loan amount. Whether the loan is secured or unsecured. If its secured with collateral: What is the collateral? Payment amount and frequency. Payment due date. Whether the loan has a cosigner, and if so, who.

promissory note telugu pdf