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What is the limitation period for accident benefits in Ontario?
Basic limitation period for Ontario motor vehicle claims The two-year basic limitation period is strictly applied. Generally speaking, that means an accident victim has 24 months from the date of the accident to file a claim in court against a negligent driver.
What are the catastrophic impairment benefits in Ontario?
A catastrophically impaired individual is entitled to up to $1,000,000 in accident benefits (health/rehab and attendant care), versus only $65,000 if they are deemed non-catastrophic.
What is the maximum the insurance company will pay per accident?
How do insurance coverage limits work? $50,000: The maximum amount your insurer will pay for bodily injuries per person. $100,000: The total amount your insurer will pay for bodily injuries per accident.
What do Ontario accident benefits cover?
Medical, rehabilitation and attendant care benefits Mandatory coverage includes up to $65,000 for non-catastrophic injuries or up to $1 million for catastrophic injuries. You can increase the amount for non-catastrophic injuries to $130,000 and for catastrophic injuries to $2 million.
What is the maximum accident benefit in Ontario?
Up to $65,000 in combined coverage for Medical and Rehabilitation and Attendant Care for non-catastrophic injuries. Up to $1 million in combined coverage for Medical and Rehabilitation and Attendant Care for catastrophic injuries.
ocf forms
OCF-3OCF-5OCF-2 formOCF-23OCF Formsocf-1 printable formFSCO OCF formsOCF-18 form
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Individuals between 18 to 65 years of age are eligible for the personal accident insurance policy. You can buy this policy for any family member(s).
Who is eligible for accident benefits in Ontario?
All passengers involved in an auto accident are eligible for it. Regardless of the type of accident or who was at fault, you will almost always be covered by insurance. You will need to file a car insurance claim against the other driver.
What does OCF stand for in insurance?
The OCF (Ontario Claim Form) series is a set of standardized forms required by the Financial Services Regulatory Authority of Ontario (FSRAO) for processing accident benefit claims following a motor vehicle accident. The first critical form you will encounter is the Application for Accident Benefits (OCF-1).
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