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Accident Benefits Application Package Use this package to apply for benefits if you were injured in an automobile accident on or after November 1 1996. About this Application for Accident Benefits Please note that all automobile accidents involving bodily injury must be reported to the police. Claims for certain accident benefits must be made within 7 days. Please contact your adjuster for further information* There are five forms in this package Fill out this form when you are applying for ben ...

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What does OCF mean in insurance?

Help Completing Your OCF-3 Certificate Ontario has no-fault insurance, meaning that you could be entitled to Accident Benefits even if you were at fault for the accident. An experienced personal injury lawyer should ensure that you have access to the maximum amount of Accident Benefits.

What is the difference between minor and major injuries?

A major injury is any injury that could potentially lead to death, prolonged disability or permanently diminished quality of life. The following are examples of major injuries that should receive immediate attention. Minor injuries can be painful, but they don't threaten your life, mobility or long-term survival.

How is an ongoing charge calculated?

The ongoing charge is normally calculated and deducted from the fund on a daily basis. The fee deduction is reflected in the price of the units. This means that you will not see them shown on your statement and you do not need to pay for them separately.

What is accident benefits indexation?

The indexation benefit is an optional coverage you can purchase that provides an annual adjustment for inflation for certain accident benefits, which compensate you in the event that you are injured in a collision, regardless of fault.

How is OCF of a fund calculated?

Operating cash flow (OCF) is a measure of a company's ability to generate cash from its operations. It is calculated by subtracting a company's capital expenditures from its operating cash inflows.

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