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101 Financial is one of the fastest growing financial education companies specializing in helping middle-income families get financially organized, get out of debt and get into their first home or investment opportunity. 101 Financial has helped over 50,000 families save time and money.
Essentially, the basics of a finance-101 guide include the process of money management. It also entails how you can make good use of the funds you generate. Failure to understand how to manage your finances can cost you much.
Personal finance encompasses the whole universe of managing individual and family finances, taking responsibility for your current and future financial situation, and setting financial goals. It also includes handling individual financial tasks and saving for emergencies.
Helping families achieve financial success is our passion, as lived by our founder and CEO, Alan Akina.
Eugene F. Fama, 2013 Nobel laureate in economic sciences, is widely recognized as the father of modern finance. His research is well known in both the academic and investment communities. He is strongly identified with research on markets, particularly the efficient markets hypothesis.
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Personal Finance 101 Introduction. Set short-term and long-term goals. Create a budget. Build an emergency fund. Pay off costly credit card debt. Save for retirement. Invest for retirement with a long-term focus. Borrow smart.

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