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The new 1003 form also includes a standardized Unmarried Addendum. While only certain states previously required the collection of a Civil Union/Domestic Partnership Addendum in the case of an unmarried borrower, this is now standard and required in any indication of an unmarried borrower.
HUD issued Mortgagee Letter 2020-49 December 22, 2020 which announced HUD was revising the current form 92900-A/26-1802a, HUD/VA Addendum to Uniform Residential Loan Application. The new 92900-A improves the ability for lenders and borrowers to comply with the certifications required by HUD.
Due to this, DocuTech provides an \u201cAddendum to Loan Application\u201d which discloses to the borrower that parties to a civil union may have an interest in the subject property and asks the borrower to disclose whether someone other than himself has an interest in the property.
The Federal Housing Agency (FHA) recently revised Form HUD-92900-A HUD Addendum to Uniform Residential Loan Application to (i) better align the loan level certifications with regulatory and legal requirements, and (ii) provide clarity and ensure accuracy of information provided to FHA.
Most lenders have no problem with allowing two unmarried people to apply for a mortgage together. You might think they'd be concerned the loan could go unpaid if the couple splits up, but that risk is there for married couples as well.
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92900. -A, (92900-A) HUD Addendum to Uniform Residential Loan Application (URLA). This Mortgage Letter also announces the renewal of other FHA Insured Mortgage Application forms. Effective Date Mortgagees may use the revised and renewed forms immediately and must.
Addendum to Residential Loan Application means the affidavit contained in the Program Manual, on which each prospective Mortgagor must certify to certain facts in order to comply with federal tax laws.

what is hud va addendum to residential loan application