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The relevant information to focus on here is that California is a community property state, which means that legally married couples jointly own everything \u2013 including debt. As a result, it is possible for a creditor to garnish a spouse's bank account if their spouse owes a debt.
How To Stop a Garnishment in Virginia. Under Virginia law, there are only a few ways to stop a garnishment. You could make a lump-sum payment to pay off the judgment or allow the garnishment to continue until the judgment is fully paid. Though this can cause you to fall behind on other debts.
You can stop a garnishment by: Paying off the debt in full. Filing an objection to the garnishment with the court if you have legal basis, such debt was a result of fraud or identity theft. Filing for court protection and debt resolution through Chapter 13 or Chapter 7 bankruptcy.
Household goods Private libraries, family bibles, portraits, pictures, and paintings are exempt up to $1,000. The debtor can claim as exempt clothes of the debtor and dependents, musical instruments, household furnishings, household goods (appliances, radios, TVs, satellite dishes, computers and software, etc.)
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Homestead exemption of $5,000, or $10,000 if the debtor is 65 years of age or older, in cash, and, in addition, real or personal property used as the principal residence of the householder or the householder's dependents not exceeding $25,000 in value (§ 34-4, Code of Virginia).
Limits on Wage Garnishment in Virginia Again, under Virginia law, garnishment limits are the lesser of: 25% of your disposable earnings, or. the amount by which your disposable earnings exceed 40 times the federal minimum hourly wage or the Virginia minimum hourly wage, whichever is greater.
Updated By Cara O'Neill, Attorney. Bankruptcy exemptions are laws that allow bankruptcy debtors to protect property from creditors. Exemptions protect the same amount of property in Chapter 7 bankruptcy and Chapter 13 bankruptcy.
Exempt property includes most of what you need to live: Household items, up to $30,000 for a single person and $60,000 for a family. Vehicles, one for each licensed driver in the house. Your homestead, up to 10 acres urban property (single or family) and up to 100 acres rural (single) and 200 acres (family).
Senior Exemption Information The property must qualify for a homestead exemption. At least one homeowner must be 65 years old as of January 1.

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