29-0189. Application for Supplemental Service-Disabled Veterans (SRH) Life Insurance-2025

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Theres no separate life insurance for a disabled person youll simply decide on the best policy type and coverage amount for your needs and apply. Keep in mind that for traditional life insurance types, your overall health and life expectancy will be factored into your eligibility and your rate.
You can check the status of your VA claim, decision review, or appeal online right now. Youll need to sign in first with Login.gov, ID.me, DS Logon, or My HealtheVet. If you dont have any of these accounts, you can create a free Login.gov or ID.me account now.
The VA launched a new life insurance program in January 2023 called Veterans Affairs Life Insurance (VALife), which provides guaranteed acceptance whole life insurance coverage to Veterans age 80 and under, with any level of service-connected disability.
VALife is a guaranteed acceptance product. Under this type of coverage, the face amount of coverage takes effect two years after enrollment as long as premiums are paid during the two-year period. If the insured dies within the two-year waiting period, then the beneficiary will receive all premiums paid plus interest.
How long does it take for beneficiaries to receive life insurance money? Life insurers typically take 14 to 60 days to pay out the death benefit after the beneficiary files the claim. This is because they must verify the policy terms and policyholders death certificate and confirm who the beneficiaries are.