Petition default 2025

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Yes, a default judgment may negatively affect your credit score, and will be a lien on all of your real estate. Buying and selling real estate will be negatively affected by the entry of a default judgment.
-Your credit score will be damaged. -You may have difficulty qualifying for credit cards, car loans, or mortgages, and will be charged much higher interest rates. -You may have difficulty signing up for utilities, getting car or home owners insurance, or getting a cell phone plan.
Generally speaking, in a default hearing, you will get everything that you asked for that is allowable under the law. When the other side chooses not to respond, the court has the discretion to award relief on every issue that you requested. Keep in mind that they cannot give you something that the law does not allow.
If youre sued, you can choose to do nothing. This means that you do not file any response by the deadline. The Plaintiff then can ask the judge to decide the case without your input. This is called a default or a default judgment.
So, if you win a lawsuit and they cant pay, you can renew the judgment in the future if the person you sued ends up having a change in income. You may be entitled to their future earnings. In some cases, if the debtor has no assets and no prospect of future income, you might not be able to collect anything.

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The court may set aside a default judgment if the judge is satisfied that: The defendant has demonstrated that they have a real prospect of successfully defending the claim. It is important that the defendant provides details of the defence to the claim with the application, ideally in the form of a draft defence.

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