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For the purposes of closing the loan, the VA considers the Wood Destroying Insect Inspection and the PC-9 Form to be valid for 90 days. This 90 validity period only applies to closing a loan for VA Lending Purposes; it does not extend the warranty that the property is free from wood destroying insects to 90 days.
If a veteran or current service member uses a VA loan for their mortgage and lives in any other state thats not mentioned above, the veteran cannot pay for the inspection. Instead, the seller must pay for the inspection. Or, if the homeowner is refinancing a VA loan, the lender will cover the pest inspection costs.
For the purposes of closing the loan, the VA considers the Wood Destroying Insect Inspection and the PC-9 Form to be valid for 90 days. This 90 validity period only applies to closing a loan for VA Lending Purposes; it does not extend the warranty that the property is free from wood destroying insects to 90 days.
VA loan rules require a termite inspection in more than 30 states, including California. A few states have a rule that pest inspections must be done only if the Veterans Affairs appraiser notices a problem. Typically, any infestation issues must be resolved before closing the home loan.
The HUD NPMA-99B form is a termite-related document. It is submitted for the informational purpose to the builder on new (proposed) construction when soil treatment for the prevention of subterranean termite infestation is specified by the builder, architect or required by the lender, FHA, or VA.
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Regardless of the location of the property, an inspection is always required if the appraisal report indicates evidence of wood-destroying insect damage or an active insect infestation. VA offices may instruct fee appraisers to list, when applicable, other local requirements as conditions on appraisal reports.
How Long Is The Inspection Good For? The VA recognizes a Wood-Destroying Insect Inspection for up to 90 days. This gives you that time to finish the closing process and move into your new home.
Lendias VA Cash Out Refinance Property Requirements ** It is important to note that Termite Inspection and clearance is a requirement on any property type for closing a Lendia VA Cash Out Refinance loan.
VA loan rules require a termite inspection in more than 30 states, including California. A few states have a rule that pest inspections must be done only if the Veterans Affairs appraiser notices a problem. Typically, any infestation issues must be resolved before closing the home loan.
However, the seller will only pay for what they have agreed upon as part of the sales contract. VA guidelines state that the termite inspection has to be paid for by some party other than the veteran. This could be the lender, realtor, or even the seller if so negotiated.

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