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Yes, OregonSaves is legally mandatory to employers based on their registration deadlines (more on this below). No matter whether they employ one or hundreds of individuals, all Oregon businesses will need to do something: enroll employees or file a Certificate of Exemption.
OregonSaves is the state of Oregon's retirement savings program that provides Oregonians with an easy and automatic way to save for the future. OregonSaves is available to Oregon workers whose employers do not offer a workplace retirement plan, self-employed individuals, and others who want an easy way to save.
Yes, OregonSaves is legally mandatory to employers based on their registration deadlines (more on this below). No matter whether they employ one or hundreds of individuals, all Oregon businesses will need to do something: enroll employees or file a Certificate of Exemption.
You can opt out at any time online or by calling 1-844-661-6777, or by mailing in a completed Opt-Out Form to the program. You can rejoin the program at any time by notifying your employer that you would like to start contributing to your account again, or by signing yourself up if you meet eligibility requirements.
OregonSaves is available to Oregon workers whose employers do not offer a workplace retirement plan, self-employed individuals, and others who want an easy way to save. Savers contribute to a convenient and portable Individual Retirement Account (IRA) that moves right along with them as they change jobs.
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You can go to the website: www.Oregonsaves.com to Opt Out or call 1-844-661-6777 and tell them that you do not wish to have an OregonSaves retirement savings account.
You can opt out at any time. If you opt out within the 30-day period after OregonSaves notifies you about being enrolled, no payroll deductions will be made from your paycheck, and your account will not be activated. If you choose to stop participating after contributions have begun, payroll deductions will cease.
You can go to the website: www.Oregonsaves.com to Opt Out or call 1-844-661-6777 and tell them that you do not wish to have an OregonSaves retirement savings account.
You can opt out at any time online or by calling 1-844-661-6777, or by mailing in a completed Opt-Out Form to the program. You can rejoin the program at any time by notifying your employer that you would like to start contributing to your account again, or by signing yourself up if you meet eligibility requirements.
OregonSaves functions as a Roth individual retirement plan (IRA) funded via post-tax payroll deductions. Employees of participating businesses are automatically enrolled in the plan within 60 days of their hiring date at a default contribution rate of 5%.

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