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In the State of Georgia, the instrument used to secure a debt on property is called a "Deed to Secure Debt" or "Security Deed." Under Georgia law, the lender is deeded the property, but in a lesser form of a deed that becomes activated if the borrower defaults in some way.
A Georgia general warranty deed is used by a seller (grantor) of property to transfer and guarantee title to a buyer (grantee). This type of deed includes a guarantee from the seller that he or she owns the property free and clear and has the legal authority to sell the property.
General warranty deed Mainly for this reason, general warranty deeds are the most commonly used type of deed in real estate sales.
In Georgia, all deeds must: Be in writing. Signed by the grantor. Attested by a licensed notary public or other authorized officer and by one other witness.
Request a copy of your deed in the County where your land is located. All deeds must be recorded with the Clerk of Superior Court. Many deeds are available online by accessing the local Clerk of Superior Court website.
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Here are the steps to completing a deed transfer in Georgia: Names the Current Owner and New Owner. Contains a Description of the Property. Signed by Current Owner. Two Witnesses: Unofficial Witness & Notary Public. Complete a PT-61, Transfer Tax Form. Record Deed in County Real Estate Records.
Georgia Recorder Information Real property records are maintained by the Clerk of Court in the county where the property is located.
A warranty deed is a legal document used when a piece of real estate is sold and the ownership is transferred from the grantor (seller) to the grantee (buyer). The form usually includes a description of the property and discloses all known encumbrances like easements, outstanding liens or judgments.
The title deeds to a property with a mortgage are usually kept by the mortgage lender. They will only be given to you once the mortgage has been paid in full. But, you can request copies of the deeds at any time. Do you need your title deeds?
An Arkansas warranty deed\u2014sometimes called a general warranty deed\u2014transfers real estate with complete warranty of title. The current owner guarantees a good, clear title, and the guarantee covers the property's entire chain of title.

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