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What is a sample QDRO?

It is intended to provide sample language to assist parties in preparing a "split-payment" QDRO for this plan. This approach is commonly used after a participant retires. It divides each monthly pension payment between a participant and his or her former spouse. The document is a sample only.

Who creates a QDRO?

A \u201cQDRO\u201d is a term of art defined by section 206(d) of the Employee Retirement Income Security Act of 1974 (\u201cERISA\u201d). Specifically, a QDRO is a domestic relations order issued by a state agency or institution (usually a state court) with the authority to issue an order or garnish wages.

Can I draw up my own QDRO?

answers, "No, a legally enforceable Qualified Domestic Relations Order (QDRO) must be part of a judgment order or decree issued by the state authority (usually a court).

What makes a QDRO qualified?

A domestic relations order can be a QDRO only if it creates or recognizes the existence of an alternate payee's right to receive, or assigns to an alternate payee the right to receive, all or a part of a participant's benefits.

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