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How do you qualify for deferment?

In-School Deferment You are eligible for this deferment if you're enrolled at least half-time at an eligible college or career school. If you're a graduate or professional student who received a Direct PLUS Loan, you qualify for an additional six months of deferment after you cease to be enrolled at least half-time.

What is difference between forbearance and deferment?

A loan deferment is a temporary postponement of monthly loan payment(s). For subsidized loans, accrued interest will automatically be paid by the Department of Education if the loan is deferred. Forbearance is a temporary postponement of principal loan payments.

What is economic hardship deferment request?

A deferment is a way to postpone paying back your student loans for a certain period of time. The economic hardship deferment is available only if you have a federal student loan.

What qualifies as an economic hardship?

Economic Hardship means an onerous and excessive financial burden that destroys reasonable and beneficial use of property and that would amount to the taking of property without just compensation, or failure to achieve a reasonable economic return in the case of income-producing properties.

Is Ed Financial a federal loan?

Edfinancial is a student loan servicer selected by the U.S. Department of Education (ED) to service your federal student loans. Our responsibility to borrowers includes keeping you up to date about your loans.

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