Omb 3206 0136-2025

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Forms for Designations We recommend that you designate beneficiaries to receive your life insurance benefits. However, if you are happy with the order of precedence(PDF file), you dont have to do anything.
Most life insurance policies have a default order of payment if you do not name a beneficiary. For many individual policies, the death benefit will be paid to the owner of the policy if they are different than the insured person and still alive, otherwise it will be paid to the owners estate.
A beneficiary is generally any person or entity the account owner chooses to receive the benefits of a retirement account or an IRA after they die. The owner must designate the beneficiary under procedures established by the plan.
It saves time. If you die and have not named a beneficiary, this will delay the transfer of whatever funds are in those accounts. In some instances, the delay could be significant and require that the person in charge of your affairs or estate complete a lot of paperwork to make it happen.
While it is often beneficial to communicate with beneficiaries regarding the estate administration, executors are not required to comply with every single request for information.
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Call toll free 1-888-767-6738 (202-606-0500 in the DC Area), or. Send an email to retire@opm.gov, giving the number of the form that you need and your mailing address, or. Request a copy from a local Federal agency Human Relations Office.

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