401(k) PLAN FEE DISCLOSURE FORM For Services Provided by ePlan Services Total Plan Expenses Role(s) performed by service provider (check all that apply) Custodian/Trustee Investment Professional Record Keeper Other (Describe): ThirdParty 2025

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Most companies that are ready for a 401(k) plan (5-15 employees) should expect to pay somewhere from $2,000 - $4,500 in total annual fees.
Some employers that sponsor 401(k) plans pay for everything, including investment fees and costs. Some pay for almost nothing, with fees paid out of the plans assets (i.e. the employees bear the burden of all of the fees).
Investment fees. By far the largest component of 401(k) plan fees and expenses is associated with managing plan investments. Fees for investment management and other investment-related services generally are assessed as a percentage of assets invested.
401(k) fees can range between 0.5% and 2% or even higher, based on the size of an employers 401(k) plan, how many people are participating in the plan, and which provider is offering the plan. The average annual fee charged by most funds is 1%, ing to the Center for American Progress.
401(k) Financial Advisor Fee Study Plan Asset Range$0-$500k$1M - $5M Average Fee 0.69% 0.47% Median Fee 0.65% 0.50% Formulas Used Flat Fee 6 188 more rows May 21, 2024
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401(k) plans come with various fees that arent always evident to the investor but can greatly impact an accounts return over the long term. Reflecting mostly administrative and investment management costs, 401(k) fees spring from two sources: the plan provider and the individual funds within the plan.

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