Local 472 annuity 2025

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The document is a loan application form for members of the Heavy and General Laborers’ Local 472 and 172 Annuity Fund. It outlines various purposes for which loans can be requested, such as medical expenses, educational costs, home purchases, funeral expenses, and more. The form requires personal information from the applicant, including name, address, social security number, and marital status. It also includes sections for spousal consent for married applicants and certification for single participants. The document specifies loan limits and repayment terms.

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Click ‘Get Form’ to open the local 472 annuity application in the editor.
Begin by entering your name in the designated fields: Last, First, and Middle. Ensure accuracy for identification purposes.
Fill in your address, including street number, city, state, and zip code. This information is crucial for correspondence.
Provide your Social Security number, Local number, and Member number in the specified fields.
Indicate your marital status and telephone number to facilitate communication regarding your application.
Select the purpose of the loan from the options provided (A through I) and attach any required documentation as specified for each purpose.
Enter the loan amount you are applying for and review the terms regarding interest rates and repayment periods carefully.
Sign and date the application at the bottom. If married, ensure that your spouse also signs where indicated.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Can I cash out my union annuity?

Closing or cashing out an annuity altogether is an option if you need all the funds. However, this may also result in surrender charges, tax implications and the 10% federal tax penalty.

What is an annuity in a laborers union?

As a participant in the Laborers Annuity Fund, you can receive an Annuity benefit that will provide you with income when you stop working at retirement age. This benefit is based on contributions made to your individual account in the Annuity Fund by your employer on your behalf.

What is the retirement age for local 472?

Normal Retirement Age is the later of the date you reach age 65 or the fifth anniversary of your participation in the Plan.

Can I get money from my retirement annuity?

When you retire and your RA (Retirement Annuity) matures, you can withdraw a maximum of 1/3 of it as a lump sum. We asked an expert what options you have with this lump-sum amount to secure your finances into retirement.

How to withdraw from IaTSE annuity fund?

Use Annuity@iatsenbf.org or call 1-800-456-3863(FUND) so they can be handled as quickly as possible. Call the NBCUniversal Retirement Service Center at 1-877-441-6228(NBCU), or log on to Fidelity NetBenefits through the myRetirement page of myBenefits or .401k.com.

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What is the difference between a union pension and an annuity?

One option you may have when you retire is an annuity a contract that provides you with regular payments for more than a year. You can buy an annuity contract alone or with the help of your employer, and an annuity may be an optional way to receive benefits from your employer-sponsored retirement plan.

Local 472 annuity 2025

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Got questions?

Can I cash out my union annuity?

What is an annuity in a laborers union?

What is the retirement age for local 472?

Can I get money from my retirement annuity?

How to withdraw from IaTSE annuity fund?

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What is the difference between a union pension and an annuity?

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