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You can't order a copy of your tri-merge credit report. This report is only offered to lenders. However, you can order copies of your individual reports maintained by ExperianTM, Equifax® and TransUnion®. You can even do this for free at www.AnnualCreditReport.com.
C1: Line of Credit, Paid as Agreed. CLS: Credit Line Secured. CO: Charge-Off. D: Defaulted on Contract. DEL: Delinquency.
Credit Bureau Status Codes - sorted by description CodeDescription94Foreclosure/credit grantor sold collateral to settle defaulted mortgage.96Merchandise was repossessed by credit grantor; there may be a balance due.13Paid or closed account/zero balance.97Unpaid balance reported as a loss by credit grantor (charge-off).19 more rows
Because there are varied scoring models, you'll likely have different scores from different providers. Lenders use many different types of credit scores to make lending decisions. The score you see when you check it may not be the same as the one used by your lender.
C = Current. 1 = 30 days past due date. 2 = 60 days past due date.
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R: 'Not reported' \u2013 the bank or credit provider didn't provide payment history for this period, which is a fault with the credit provider, not necessarily you as an account holder.
A tri-merge credit report combines the credit information collected from the three national credit bureaus of ExperianTM, Equifax® and TransUnion® into a single report. Mortgage lenders use tri-merge reports to boost the odds of lending to those borrowers who are most likely to make their monthly payments on time.
On AnnualCreditReport.com you are entitled to a free annual credit report from each of the three credit reporting agencies. These agencies include Equifax, Experian, and TransUnion. Due to the COVID-19 pandemic, many people are experiencing financial hardships.
The status indicates the state of the account as reported by the creditor. One of the most common are past-due amounts and these can be reported as 30, 60, 90, 120 or 150 days late.
On AnnualCreditReport.com you are entitled to a free annual credit report from each of the three credit reporting agencies. These agencies include Equifax, Experian, and TransUnion. Due to the COVID-19 pandemic, many people are experiencing financial hardships.

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