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The document outlines the Skip-A-Pay program offered by SPCO Credit Union, allowing members to skip loan payments for a fee of $25 per loan, per month. It details eligibility requirements, including the necessity to be current on all loans and restrictions on delinquent accounts. Members can skip up to two payments per loan each calendar year, with specific conditions regarding interest accrual and co-signer signatures.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

How do I find my member number Scott Credit Union?

Your SCU member number may be found on the new account documents provided when you began your membership. Or, you may call our Member Contact Center at 800-888-4728.

How do I cancel my Scott Credit Union credit card?

Simply contact our Member Contact Center at: (618) 345-1000 or toll free at (800) 888-4728.

How do I transfer money from Scott Credit Union?

You can simply log into SCU Online Banking and transfer from your checking or savings account to your loan to make your payment. Or, set up an automatic payment from an account at SCU by calling our Member Contact Center at (800) 888-4728 or stop by any of our Illinois or Missouri Branches.

Can you wire money from a credit union account?

Whether you are sending or receiving money over state lines or overseas, Credit Union 1 will help you get your money where it needs to be with a wire transfer. A wire transfer is a quick and secure way to send or receive money to or from a family member or friend when the need arises.

How do I wire money from Scott Credit Union?

To send a wire FROM your Scott Associates Credit Union account, please contact us. For outgoing wires, we will need the following information: Receiving financial institution name, address, and routing number. Recipient's name, address, account number.

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Does skip a pay affect your credit?

Skipping a payment doesn't mean skipping out on interest! The good news is that accepting an offer to skip your payments won't negatively affect your credit. As long as you make any upcoming payments as required by the lender, your credit will show that you're paying as agreed.

How do I put money in my bank from a credit union?

You can transfer funds from your bank account directly into your Credit Union account using your Credit Union IBAN and BIC number. This number can be located on the bottom of any lodgement receipt or if you have registered for cu online you will find it on your cu online account.

How do I find my Scott Credit Union account number?

If you have checks, your Account Number can also be found on the bottom of your checks. You will see a series of numbers separated by colons (:) or other symbols. Your Account Number is the series of numbers in the middle (see below).

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How do I find my member number Scott Credit Union?

How do I cancel my Scott Credit Union credit card?

How do I transfer money from Scott Credit Union?

Can you wire money from a credit union account?

How do I wire money from Scott Credit Union?

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Does skip a pay affect your credit?

How do I put money in my bank from a credit union?

How do I find my Scott Credit Union account number?

scott credit union skip a payment

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