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Latest Employment Detailed Summary (EDS) Last 3 Months payslips. Employee Salary certificate completed by your employer. Most recent 6 months bank statements on all accounts. ID Passport or driving licence.
The Closing Disclosure has a statement that reads Your loan has a demand feature, which is checked yes or no. A demand feature permits the lender to require early repayment of the loan.
LOAN STATUS UPDATE (LSU)
We go through the LSU (Loan Status Updates) which is an Arizona specific form. This is an important form that lenders will need to send to the sellers throughout the purchase transaction. We give our insight on the form and highlight the items we think are important for seller, buyers, and Realtors to be looking at.
The purchase contract prepared by the AAR requires the buyer to have a lender provide loan status updates to the seller and the real estate agents involved in the transaction using the specific Loan Status Update form. One issue of concern is that the forms are drafted for signature by the loan originator.
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