Student Health Insurance Plan 2025

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Blue Cross Blue Shield is our top pick for college student health insurance on the Affordable Care Act Marketplace. It has a large coverage area and offers a wide selection of plan types. The best plan for you depends on your needs and where you go to school.
Student plans come with added benefits because theyre designed with students in mind. Lower rates are possible partly because theyre based on a younger, healthier population and provide coverage for a limited time (just while theyre in school).
Students applying for their own health insurance plan can generally expect to pay a national average of $158 per month* for a short-term plan or $231 per month* for a major medical plan.
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