And is an independent licensee of the Blue Cross and Blue Shield Association 2025

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Individual health insurance is available to individuals and families that purchase coverage on their own. Individual health insurance is regulated by the Affordable Care Act (ACA) and if youre eligible, could include savings to lower your monthly premium.
BlueCard is a national program that enables members of one BCBS Plan to obtain healthcare service benefits while traveling or living in another BCBS Plans service area.
Blue Cross and Blue Shield insurance companies are licensees, independent of the association and traditionally of each other, offering insurance plans within defined regions under one or both of the associations brands. Blue Cross Blue Shield insurers offer some form of health insurance coverage in every U.S. state.
Independence Blue Cross (IBX) is the leading health insurance company in southeastern Pennsylvania. With our affiliates, we serve millions of people nationwide. For more than 85 years, weve had an unwavering commitment to our mission to enhance the health and well-being of the people and communities we serve.
Independence is an independent licensee of the Blue Cross and Blue Shield Association.
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Were the largest customer-owned health insurer in the United States, providing access to care nationwide through our plans in Illinois, Montana, New Mexico, Oklahoma and Texas.

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