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TERMS AND CONDITIONS GOVERNING OCBC CASHFLO CREDIT CARD

TERMS AND CONDITIONS GOVERNING OCBC CASHFLO CREDIT CARD 2025

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The document outlines the terms and conditions for the OCBC Cashflo Credit Card, detailing features such as an interest-free instalment scheme, cash rebates on spending, and eligibility criteria. It specifies how transactions can be split into instalments, the calculation of cash rebates based on monthly spending, and the rights of the bank to amend terms without notice. Additionally, it emphasizes that these terms govern the use of the card and are subject to Singaporean law.

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How to waive annual fee for OCBC credit card?

Step-by-step guides for Digital Banking Step 1: Log in with your access code and PIN or OCBC OneLook or OCBC OneTouch On OCBC app. Step 2: Navigate to Request fee waiver / Request credit card fee waiver Step 3: Select the card that you would like to request a waiver for and submit a request. Step 4: And youre done!

What is the maximum credit limit for OCBC?

If you have an annual income of S$30,000 S$119,999, or S$120,000 and above, you may specify a maximum total credit limit with OCBC Bank of up to four times, or six times your monthly income respectively.

Can I withdraw money from my OCBC credit card?

For credit cards approved on or after 22 August 2012, the cash advance withdrawal limit is up to 70% of the approved credit limit of your card. Maximum withdrawal amount from an OCBC ATM is S$1,000 per transaction up to your available limit, subject to a maximum of S$20,000 a day.

Can I use my OCBC credit card overseas?

For your security, you are required to inform us if you wish to use your OCBC ATM, debit or credit card(s) for ATM cash withdrawals and/or payments using the magnetic stripe (magstripe) feature while overseas. You can do so via OCBC Internet/Phone Banking, the OCBC app or SMS; or at an OCBC Bank branch.

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