Ca 04 49 11 16 2025

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An Individual Named Insured Endorsement covers you if you borrow, test drive or lease a vehicle. It extends your Liability insurance and any Physical Damage insurance you have for your regular vehicle while driving the non-owned car.
A named insured is the primary policyholder who owns the insurance policy and has full rights to its coverage. This includes managing the policy, making changes, and ensuring premiums are paid. In a business setting, the named insured is typically the company itself or the business owner.
An endorsement, also known as a rider, adds, deletes, excludes or changes insurance coverage. An endorsement/rider can also be used to increase standard limits of coverage and take precedent over the original agreement or policy.
The purpose of Drive Other Car coverage is to extend protection to individuals named in the endorsement (including their spouses) when they are driving a company owned vehicle for personal use.
The Individual Named Insured endorsement under a Commercial Auto Policy primarily provides coverage for the sole proprietor and his or her spouse. Other family members and employees are typically not covered.
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Waiver of Transfer of Rights of Recovery CA 04 44 Endorsement CA 04 44 10 13 simply is a waiver of subrogation endorsement. It states that the transfer of rights of recovery against others condition does not apply to the person(s) or organization(s) shown in the schedule of the endorsement.
The auto dealers coverage form provides coverage for the dealerships general liability exposures under the general liability coverages section. Coverages included: bodily injury and property damage liability, personal and advertising injury liability, locations and operations medical payments.

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