Ca 04 49 11 16 2026

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The document is an endorsement for commercial auto insurance that modifies the Other Insurance Condition in various coverage forms. It establishes that the Liability Coverage provided by this endorsement is primary and will not seek contribution from other available insurance, specifically when the insured is a Named Insured under the policy.

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Click ‘Get Form’ to open it in the editor.
Begin by reviewing the sections of the form. Identify the fields that require your input, such as policy details and coverage specifics.
Fill in the 'Named Insured' section accurately, ensuring that all names match those on your existing insurance documents.
Complete the 'Other Insurance Condition' section by indicating any additional insurance policies that may apply, if necessary.
Review all entries for accuracy before saving or exporting your completed form. Make sure to check for any required signatures or dates.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

When should you not get full coverage?

If you could pay for repairs or a replacement vehicle out of pocket, paying for the extra coverage may not be worth it. You wouldnt repair your vehicle. If you wouldnt repair your vehicle even if it was damaged, maintaining comprehensive and collision may not make sense.

Is it pointless to have full coverage insurance?

Liability-only insurance is certainly a more affordable option, but if youre at fault for a car accident, you could be on the hook to pay for costly damages and medical bills. On the other hand, your insurer is much more likely to cover repair or replacement costs for your car if you carry full coverage protection.

Is it worth having full coverage on a 10 year old car?

Age and value of your car Full coverage is often worthwhile for newer or higher-value cars, as they are more expensive to replace. If you drive a 10-year-old clunker, you may be able to skip full coverage, as replacing the car may be less expensive than purchasing comprehensive or collision coverage.

What does endorsement mean on my insurance?

Legal Purpose For an insurance contract to be valid, there must be an insurable interest between the applicant/owner and the insured. Consideration, Offer, Acceptance, and Legal Purpose/Legal Capacity are the 4 essential elements of an insurance contract.

At what point is insurance not worth it?

You should consider dropping collision insurance coverage if: Your car is older or worth less than $5,000. Your annual collision premium exceeds 10% of your vehicles market value. Youre comfortable paying out-of-pocket for repairs or replacement.