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San Ysidro Redevelopment Housing Enhancement Loan Program Guidelines

San Ysidro Redevelopment Housing Enhancement Loan Program Guidelines 2026

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The San Ysidro Redevelopment Housing Enhancement Loan Program, established by the Redevelopment Agency of the City of San Diego, aims to improve and preserve low- and moderate-income housing in the San Ysidro area. The program provides financial assistance in the form of forgivable loans for eligible residents to rehabilitate their homes, enhance property conditions, and promote energy and water conservation. Participants must meet specific income criteria and agree to maintain their properties as primary residences for ten years to qualify for loan forgiveness.

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What is the SDHC Housing Instability Prevention Program?

SDHC provides enrolled households with $250, $500, $750 or $1,000 per month toward their rent, depending on the households circumstances. HIPP assists with housing-related expenses, such as past-due rent and past-due utilities, depending on the households need.

How do you qualify for a FHA loan in San Diego?

To qualify for an FHA loan in San Diego, borrowers need to have a minimum credit score of 500 but may be required to have a larger down payment. A credit score of 580 or higher can qualify you for a 3.5% down payment. What is the max FHA loan in San Diego? FHA loans have maximum loan limits based on county.

What is the high balance loan limit in San Diego County?

The 2025 high-balance conforming loan limit for San Diego County is $1,077,550. The 2025 low-balance conforming loan limit for San Diego County is $806,500.