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The Medi-Cal program determines eligibility for benefits on a \u201cmeans\u201d tested basis. If a Medi-Cal applicant's property/assets are over the Medi-Cal property limit, the applicant will not be eligible for Medi-Cal unless they lower their property/assets according to the program rules.
The state currently extends Medi-Cal eligibility to undocumented children, young adults and seniors. The latest expansion of Medi-Cal means California will become the first state to remove immigration status as a barrier to health care for all income-qualifying undocumented residents.
First, if you own a home, you can still qualify for Medi-Cal. California has one of the best health services in this regard because California does not ask that you sell your home and pay for your medical needs, but rather it will front all the medical bills for you while you are alive.
Income-based Medi-Cal counts most types of earned and unearned income you have. However, some income is not counted, including Supplemental Security Income (SSI) benefits and some contributions to retirement accounts.
Any assets left in a Medi-Cal participant's name at the time of death will be subject to Medi-cal recovery. Therefore, if you own a home and it is under your name and you were using Medi-cal then your house is fair game for Medi-cal to come after your home.
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A home is exempt as an asset if the Medi-Cal applicant or recipient lives in the home. Other assets that are not counted include one vehicle or personal item, such as a television, or other household items. Tese rules will continue under the asset limit increase in July 2022.
4. How to Qualify. To find out if you qualify for one of Medi-Cal's programs, look at your countable asset levels. As of July 1, 2022, you may have up to $130,000 in assets as an individual, up to $195,000 in assets as a couple, and an additional $65,000 for each family member.
This means that a single adult, in order to qualify for Covered California and the health insurance subsidies, will need to have an income of more than $1,564 per month. The annual amount for a single adult for Covered California will need to be over $18,755 per year.
In 2022, the monthly income will increase to $1,564. In other words, an adult can earn up to $1,564 per month and still qualify for no cost Medi-Cal. MAGI Medi-Cal annual amounts for a single adult increased to $18,755, from $17,775 in 2021, for a single adult.
Gov. Gavin Newsom announced a budget deal Sunday that includes funding to expand Medi-Cal \u2013 California's state-subsidized health insurance \u2013 for low-income, undocumented residents ages 26 to 49. It is expected to impact roughly 700,000 people across the state.

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