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Co Signer Agreement Template

Co Signer Agreement Template 2026

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The Co-Signer Agreement outlines the responsibilities and obligations of a co-signer in relation to a loan secured by a primary borrower from a lender. It defines key terms such as borrower, co-signer, loan, and default, and details the financial liability of the co-signer, communication obligations, rights to information, and consequences of default. The agreement remains effective until the loan is fully repaid and includes provisions for governing law, severability, amendments, and execution.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Is co-signing the same as a guarantor?

The primary difference between a co-signer and a guarantor is how soon each individual becomes responsible for the borrowers debt. A co-signer is responsible for every payment that a borrower misses. However, a guarantor only assumes responsibility if the borrower falls into total default.

What is a cosigner form?

A Co-Signer Agreement is a legally binding document that outlines the responsibilities and obligations of a co-signer on a Lease Agreement. Co-Signer Agreements help show landlords that rental payments are secure, even if the financial situation of the leases primary signer is unstable.

How do you write a cosigner agreement?

The undersigned, for the consideration of the execution of a Rental Agreement and for other valuable consideration, the receipt of which is hereby acknowledged, hereby guarantee(s) that the resident will pay all rent due and will perform all of the terms and conditions of the residents part to be performed under the

What is a co-signer agreement?

Whats a Cosigner? A cosigner is not the main borrower. When you cosign a loan, you agree to be responsible for someone elses debt. If the main borrower misses payments, you must make the payments. If the main borrower misses payments or stops making payments (also called defaulting), you must repay the loan.

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