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Unfair terms in insurance contracts Options paper

Unfair terms in insurance contracts Options paper 2025

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The document discusses the issue of unfair terms in insurance contracts, highlighting recommendations from the Productivity Commission and the Senate Committee for improved consumer protection under the Australian Consumer Law (ACL) and Insurance Contracts Act (IC Act). It outlines stakeholder views on whether unfair contract terms provisions should apply to insurance contracts, presenting various options for government action to address consumer disadvantages caused by harsh or unfair terms. The paper seeks stakeholder input on existing regulations, potential impacts of proposed changes, and options for enhancing consumer protections.

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