FSU Credit Union s Auto Loan Promotion 2025

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  1. Click ‘Get Form’ to open the FSU Credit Union's Auto Loan Promotion document in the editor.
  2. Begin by entering your personal information in the designated fields, including your name, address, and contact details. Ensure all information is accurate to avoid any issues with your application.
  3. Next, specify the type of vehicle loan you are applying for. This can include options like auto, motorcycle, RV, or boat. Select the appropriate category from the dropdown menu.
  4. If you are refinancing an existing vehicle loan, provide details about your current loan and vehicle. This will help determine if you qualify for a lower interest rate under this promotion.
  5. Review all entered information carefully before submitting. Use our platform’s editing tools to make any necessary adjustments easily.

Start filling out your application today for free and take advantage of this exciting promotion!

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4. Compare down payment amounts Down payment amountLoan amountTotal interest paid* $4,000 (10%). $36,000. $6,771. $8,000 (20%). $32,000. $6,018. *Based on a $40,000 new car, 60-month loan at 7% APR. Sep 1, 2025
Is 7% interest on a car loan good? A 7% interest rate is average for a new car loan and below average if youre buying used. As the market currently stands, interest rates below 7% are only likely if youre financing a new car and have a credit score above 660.
Credit unions are generally able to offer lower rates because they are member-owned and not-for-profit. In the second quarter of 2025, the average rate on a 60-month new car loan from a credit union was 5.75 percent, according to data from the NCUA. At banks, it was 7.49 percent.
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