Terms Supplement dated January 23, 2009 to Disclosure Statement dated December 1, 2008-2026

1. Click ‘Get Form’ to open it in the editor.
2. Begin by reviewing the 'Product Description' section. This outlines the key features of the Certificates of Deposit (CDs) linked to the S&P 500 Index.
3. Fill in your personal information in the designated fields, ensuring accuracy for proper identification and processing.
4. Refer to the 'Indicative Terms' section. Here, you will find important details such as Issuer, Pricing Date, and Stated Maturity Date. Make sure these align with your investment goals.
5. Review and acknowledge the 'Additional Risk Factors' section. It is crucial to understand potential risks associated with investing in these CDs.
6. Complete any required fields related to tax implications as outlined in the 'Tax Consequences' section. This ensures compliance with IRS regulations.
7. Once all sections are filled out, utilize our platform's features to save your progress or submit your completed form for processing.

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