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It is a government-sponsored enterprise under the conservatorship of the Federal Housing Finance Agency (FHFA).
What is the main function of Fannie Mae?
Fannie Mae and Freddie Mac were created by Congress. They perform an important role in the nations housing finance system to provide liquidity, stability and affordability to the mortgage market.
What are the objectives of Fannie Mae?
At Fannie Mae, our goal is to expand housing opportunities for everyone in America. We do that by: Helping to remove housing barriers of the past and expand access to quality, affordable homes.
What is the difference between Freddie Mae and Fannie Mae?
The two corporations each purchase their loans from different sources Fannie Mae buys them from large banks and credit unions while Freddie Mac buys them from smaller banks and credit unions. Both entities purchase and sell conventional loans.
What type of loan is a Fannie Mae loan?
These mortgage loans, known as conforming mortgages, are guaranteed by Fannie Mae. This means theyll make investors whole if the borrower goes into default. Fannie Mae packages these loans into mortgage-backed securities (MBS) before selling them on the open bond market to investors.
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Fannie Mae and Freddie Mac are large companies that guarantee most of the mortgages made in the U.S. Together, they are also known as the government sponsored enterprises (GSEs). Historically, they were private companies operating with government permission and under government regulation.
What is Fannie Mae and what does it do?
Fannie Mae was first chartered by the U.S. government in 1938 to help ensure a reliable and affordable supply of mortgage funds throughout the country. Today it is a shareholder-owned company that operates under a congressional charter. Fannie Mae Web Site.
Related links
Fannie Mae | USAGov
Fannie Mae purchases mortgages from lending institutions in an effort to increase affordable lending activity at those institutions.
Federal National Mortgage Association (Fannie Mae) History by
Author/Creator. Federal National Mortgage Association (Fannie Mae) Oakley Hunter ; Publisher. Federal National Mortgage Association (Fannie Mae) ; Media Date.
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