Power of Membership - SAFE Credit Union 2025

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Whether you choose to stash your cash in a credit union or a bank, you can rest assured that your hard-earned money is protected. Both credit unions and banks are required to maintain a certain level of capital reserves to protect their depositors and ensure financial stability.
When you join a credit union, you arent just a member, youre a part owner. Credit unions are not-for-profit financial cooperatives owned and controlled by the members themselves. As a result of this structure, the decisions made by credit union managers and board members are in the best interest of the members.
1. Navy Federal Credit Union. Navy Federal is the largest credit union in the country. It has more than 300 branches and more than 14 million members.
Limited branch and ATM networks Credit unions tend to have fewer branches than traditional banks. A credit union may not be close to where you live or work, which could be a problem unless your credit union is part of a shared branch network or a large ATM network such as Allpoint or MoneyPass.
Most debit cards are set to a limit of $2,000 a day for point of sale purchases and ATMs have a limit of $500.
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A credit union is a not-for-profit financial institution that accepts deposits, make loans, and provides a wide array of other financial services and products.

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