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Servicing Disclosure Statement

Servicing Disclosure Statement 2026

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The document is a Servicing Disclosure Statement from Arbor Home Mortgage, Inc., informing first lien mortgage loan applicants about their rights under the Real Estate Settlement Procedures Act (RESPA). It outlines the potential transfer of loan servicing, the required notifications for such transfers, and the procedures to follow if servicing changes. The statement also details consumer rights regarding complaints and corrections related to loan servicing, as well as estimates on the likelihood of servicing transfers.

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Click ‘Get Form’ to open the Servicing Disclosure Statement in the editor.
Begin by entering the lender's name, ARBOR HOME MORTGAGE, INC., and the date at the top of the form. This sets the context for your disclosure.
In the section regarding transfer practices, indicate whether you understand that servicing may be transferred. Fill in any required estimates about potential transfers based on your situation.
Complete the 'Servicing Transfer Estimates' section by selecting options that reflect your understanding of how servicing may change. Provide percentages as needed.
Finally, review all entries for accuracy and sign in the acknowledgment section to confirm your understanding of the disclosure.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

What is the purpose of the disclosure statement?

It is typically used to ensure transparency and to inform individuals of any potential conflicts of interest or risks associated with the matter at hand.

Can the LE and CD be issued on the same day?

A revised LE may not be delivered on or after the CD. The creditor is prohibited from providing a revised LE on or after the date on which the creditor provides the CD.

What is a servicing disclosure?

A Mortgage Servicing Disclosure Statement, which discloses to the borrower whether the lender intends to service the loan or transfer it to another lender. It also provides information about complaint resolution.

What is a servicing transfer statement?

As a borrower, all a servicing transfer means is that youll send your payments to a different company. That company will now also handle your escrow account, answer questions about your loan, and manage the foreclosure process if you default on the payments.

Which of the following is a purpose for the mortgage servicing disclosure statement?

The Mortgage Servicing Disclosure Statement discloses to the borrower whether or not a lender intends to service the mortgage loan or transfer it to another lender and any complaint resolution procedures.