PATRICIA A SCIULLI 2025

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The document is a memorandum and order from the New York Supreme Court, Appellate Division, regarding an appeal by JAG NY, LLC against an injunction issued by the Supreme Court that prohibited them from engaging in usurious short-term loans disguised as sales of gift certificates. The court found that JAG's practices led customers into a cycle of debt and constituted illegal payday lending. While the court upheld the injunction, it reversed part of the ruling related to unlawful collection practices, remitting that issue for further hearing.

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