A SETTLEMENT STATEMENT US Department of Housing and 2025

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  1. Click ‘Get Form’ to open the A SETTLEMENT STATEMENT in the editor.
  2. Begin by filling out Section B, indicating the type of loan. Select FHA, VA, or other options as applicable.
  3. In Section D, enter the name and address of the borrower. Ensure accuracy for proper identification.
  4. Proceed to Section J for the summary of the borrower's transaction. Fill in details such as gross amount due from borrower and settlement charges.
  5. Complete Section K by detailing the seller's transaction. Include contract sales price and any adjustments made.
  6. Review all entries for accuracy before finalizing. Use our platform’s tools to make edits easily.

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Understanding the HUD-1 Settlement Statement and Closing Disclosure. The HUD-1, or settlement statement, is a detailed form from the U.S. Department of Housing and Urban Development (HUD). It itemizes all charges for both the borrower and seller during your home purchase.
The settlement statement can be provided to the homebuyer and seller by the mortgage lender, a settlement agent, a title company or a real estate attorney.
The days of filling out the HUD-1 settlement form and getting a Good Faith Estimate (GFE) from the lender are winding down. On August 1, those two forms are going away. The Truth in Lending Act (TILA) disclosure form is going away, too. Replacing them are two new forms: the Closing Disclosure and the Loan Estimate.
Where Can I Find My HUD-1 Settlement Statement? If your loan hasnt closed yet, you can get your HUD-1 from your lender. If youve already closed, you should be able to find your HUD-1 settlement statement with your closing documents.
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