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Inherent defects insurance 2025

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The document is a proposal form for Decennial Liability/Inherent Defects Insurance provided by ADNIC, a public joint stock company in the UAE. It outlines the requirements for applying for the insurance, including the need for accurate and complete information regarding the premises, contractual relationships, and previous insurance history. The form emphasizes the importance of disclosing material facts to avoid claim rejection or policy termination. Additionally, it includes sections on technical inspections, insurance requirements, and definitions related to structural and non-structural works.

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What are inherent structural defects?

Inherent structural defects are defects that existed before the date of handing over the project or part of the project by the builder to the owner. These defects remained latent or undiscovered. These defects can include flaws in the design, material defects, and errors in workmanship.

What is an inherent product defect?

Definition: An inherent defect is a type of defect that is not easily visible or detectable, and is present in a product or property from the time of its creation or construction. It is also known as a hidden defect.

What is an example of an inherent defect?

If an inherent defect gives rise to disrepair in the premises, a tenant under an FRI lease will be responsible for repairing that. For example, a tenant may have a lease of whole. Over the term of the lease, an inherent defect in the roof may give rise to water ingress, causing damp.

What does inherently defective mean?

Inherent Defect means a defect in the premises due to a flaw in design, materials, workmanship, or site preparation works which existed but werent apparent on completion of the premises construction.

What is the difference between inherent and latent defects?

Unlike a latent defect, inherent defects are not apparent upon reasonable inspection of the premises, and therefore the tenant will be unwilling to take responsibility.

What are inherent defects?

An inherent defect is any defect in the premises or in anything installed in or on the premises which is attributable to defective design, defective workmanship, defective materials or defective supervision of the construction or installation of anything in or on the premises.

Inherent defects insurance 2025

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