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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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If you are submitting a claim for a Critical Illness which you have not yet reported to us, please complete this claim form. Once we receive a completed claim form we consider this Critical Illness to have been reported to us. Return completed form by fax, mail or on-line at (https://mybenefits.metlife.com).
Unlike major medical insurance, fixed indemnity health insurance typically pays you directly in cash benefits, instead of paying your medical provider. A direct deposit allows you to use the benefits to cover whatever expenses you see fit.
What is an Indemnity Plan? Indemnity plans allow you to direct your own health care and visit almost any doctor or hospital you like. The insurance company then pays a set portion of your total charges. Indemnity plans are also referred to as "fee-for-service" plans.
MetLife Life Insurance claims payout time is about 5 to 7 days. You have a choice of getting the death benefit as a check or as a deposit in the Total Control Account.
METLIFE'S HOSPITAL INDEMNITY INSURANCE IS A LIMITED BENEFIT GROUP INSURANCE POLICY. The policy is not intended to be a substitute for medical coverage and certain states may require the insured to have medical coverage to enroll for the coverage. The policy or its provisions may vary or be unavailable in some states.
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People also ask

Hospital indemnity insurance is a supplemental insurance plan designed to pay for the costs of a hospital admission that may not be covered by other insurance. The plan covers employees who are admitted to a hospital or ICU for a covered sickness or injury. And it's available for companies with as few as two employees.
Hospital indemnity insurance (also known as hospital confinement insurance or simply hospital insurance) is supplemental medical insurance coverage that pays benefits if you are hospitalized.
METLIFE'S HOSPITAL INDEMNITY INSURANCE IS A LIMITED BENEFIT GROUP INSURANCE POLICY. The policy is not intended to be a substitute for medical coverage and certain states may require the insured to have medical coverage to enroll for the coverage. The policy or its provisions may vary or be unavailable in some states.
Visit mybenefits.metlife.com or download the MetLife Mobile App to view your certificate of insurance and to initiate your claim* or call 866-626-3705 to obtain a claim form*. Answer some questions about your claim and upload your medical documentation to support your claim. The whole process takes justminutes!
Hospital indemnity insurance helps you cover hospitalization costs, while critical illness insurance provides a lump-sum benefit if you are diagnosed with a covered illness. Critical illness insurance may also cover treatment costs, while hospital indemnity insurance typically does not.

metlife hospital indemnity insurance claim form