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Authorization confirms that the card number is a valid account number and that it has an available credit balance sufficient for the transaction.
A bank response code is another name for a credit card authorization code, a two-digit numeric code which indicates whether the transaction was approved or declined.
Unlike error codes, decline codes typically indicate that you can't process a payment. This might be due to insufficient funds, blocked transactions, expired card details, or many other reasons. Typically, decline codes refer to an issue on the cardholder's end rather than the merchant's.
02 \u2013 Refer to issuer (special condition) prevented the transaction. Same as Code 01 - ask for a separate card to complete the transaction and/or ask the customer to call their credit card bank and figure out why the transaction was declined.
An authorization code is a six digit alphanumeric code which is generated after making a transaction. You need to contact your Bank / Card provider for helping you with the Authorization Code specific to the transaction date and amount.
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A voice authorization occurs when your customer's issuing bank is requesting more information about a transaction before approving.
The authorization code must expire shortly after it is issued. The OAuth 2.0 spec recommends a maximum lifetime of 10 minutes, but in practice, most services set the expiration much shorter, around 30-60 seconds. The authorization code itself can be of any length, but the length of the codes should be documented.
What does Do Not Honour mean? In a nutshell, a Do Not Honour error code comes up when the customers card issuer is refusing to send an authorisation back to your payment system. Its not necessarily anyones fault; the issuer simply didnt validate the transaction.
606. Invalid Transaction type. Issuer does not allow this type of transaction.
In the market for credit card services, this restraint takes the form of a no-surcharge restraint: the credit card company prohibits the retailer from surcharging a consumer when the consumer uses the company's card.

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