Freddie mac monthly budget worksheet 2026

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  1. Click ‘Get Form’ to open the Freddie Mac Monthly Budget Worksheet in our platform.
  2. Begin by entering the month you are budgeting for at the top of the worksheet. This helps you track your finances over time.
  3. In the 'Income' section, fill in your monthly pay after taxes, any alimony or child support received, and other income sources. Ensure all fields are completed for an accurate total.
  4. Move to the 'Expenses: Housing' section. Input your mortgage or rent, property taxes, insurance, and any association fees. Calculate your total housing expenses.
  5. Continue through each expense category—Utilities, Health/Medical, Transportation, Credit Cards/Loans, Food and Entertainment, Children, Personal Expenses, and Savings/Large Expenses—filling in both budgeted amounts and actual expenses where applicable.
  6. Finally, review your totals for monthly income and expenses at the bottom of the worksheet to see your financial difference.

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