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Federal Direct Plus (Parent) Loan Application for 2008-2009

Federal Direct Plus (Parent) Loan Application for 2008-2009-2025

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The document is a Direct PLUS Loan application for parents of dependent undergraduate students at Michigan Technological University for the 2008-09 academic year. It outlines eligibility requirements, necessary information for the parent borrower, loan amount requests, and options in case of loan denial. The application also includes estimated costs of attendance and instructions for submission.

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Are parent PLUS Loans forgiven after 10 years?

The Bottom Line. Yes, borrowers with Parent PLUS Loans can have their debts forgiven after 10 years (or 120 eligible monthly payments) with the PSLF program.

Are there income limits for parent PLUS loans?

Parent PLUS Loan Credit Check As long as you dont have any, youre likely to be approved. This upfront credit check can result in a hard inquiry on your credit reports, which can temporarily cause your credit score to dip.

When did parent PLUS Loans start?

As colleges begin to release acceptance letters to students, many families across the country are trying to find out how to finance their childrens education. One loan that has been considered throughout the years is the Parent PLUS loan, which began in 1980 and is now widely used by Black parents.

What is the loophole for parent PLUS loans?

The Parent PLUS loan application is based on the borrowers credit history; no loan officer will look at your income or other debt or otherwise evaluate whether you can afford to make the payments. It is your responsibility to make sure you arent borrowing more than you can afford to pay back.

What disqualifies you from a parent PLUS loan?

If youre a parent or graduate student seeking a Direct PLUS Loan, one of the requirements to qualify is that you must not have an adverse credit history. If your application is denied because of an adverse credit history, dont give up. You still have options.

Is it hard to get approved for the parent PLUS loan?

Unless you have current collections its pretty easy to get approved for a parent loan, your credit score is fine. If youre declined you can appeal and prove youve paid off anything.

What happened to student loans in 2008?

Congress and President George W. Bush enacted a temporary program in May 2008 to allow the U.S. Department of Education to buy guaranteed loans made by private lenders. The proceeds from the loans would be used to originate new student loans.

Federal Direct Plus (Parent) Loan Application for 2008-2009-2025

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