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Your car insurance typically will cover other drivers operating your vehicle if they're listed on the policy. This may include your spouse or significant other, your parents, your siblings or your children. It also may include other household members.
Symbol 2 is defined as "Only those autos you own.... This includes those autos you acquire ownership of after the policy begins." Under symbol 2 a vehicle acquired during the policy period is covered for the balance of the policy period. It is not covered beyond the policy period unless added to the policy.
This endorsement modifies insurance provided under the following: BUSINESSOWNERS COVERAGE FORM. The following is a summary of increased limits of insurance, additional coverage and extensions of coverage provided by this endorsement.
Of the 10 available symbols, symbol 1 affords the broadest coverage. It triggers coverage for any auto used in your business, including autos you (the named insured) own or hire and autos owned by someone else, such as an employee. Symbol 1 can be used to trigger auto liability coverage only.
7 = Specifically Described \u201cAutos\u201d Only those \u201cautos\u201d that are specifically listed on the policy are covered. The symbol also applies to any \u201ctrailer\u201d while it is towed by a listed vehicle.
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Broad Collision \u2013 or broad form collision, broadened collision is the level of coverage that waives paying any deductible unless you are AT-fault in a collision. That means if someone hits you, you don't pay! Regular Collision \u2013 or basic, standard collision.
The business auto coverage form includes two types of coverage: auto liability and physical damage. Additional forms of coverage may also be added by using so-called \u201cbroadening endorsements,\u201d which are a type of coverage enhancement that can be added to an insurance contract.
Symbol 9 \u2014 Non-owned Auto Coverage Coverage is provided only for vehicles that the business does not own, rent, lease, borrow, or hire but are used for your business. Personal vehicles owned by employees and used for business purposes are covered under this symbol type.
A Drive Other Car coverage (broadened coverage for named individuals) endorsement is commonly used when an executive officer, for example, does not carry personal auto insurance because he or she is furnished a company auto.
Comprehensive coverage protects your vehicle from unexpected damage, such as a tree branch falling on it or hitting an animal, while collision coverage protects against collisions with another vehicle or object.

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