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The Home Depot Commercial Account (PROX) Application

The Home Depot Commercial Account (PROX) Application 2025

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The document is an application form for a Home Depot Commercial Account, intended for U.S. communities and organizations such as government agencies, non-profits, and other businesses. It outlines the necessary information required to apply, including agency details, taxpayer ID, credit line requests, and authorized buyers. The document also includes terms and conditions from Citibank regarding the account's use for business purposes only and compliance with federal regulations.

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Got questions?

We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.

Can I get a Home Depot credit card with a 600 credit score?

For fair credit (580 to 669): A fair credit score of around 650 is the minimum credit score for business credit card. With it, you can qualify for some unsecured business credit cards, like the Spark Classic For Business.

Is it hard to get approved for a Home Depot business credit card?

Keep in mind that the Home Depot Business Credit Card requires fair credit, which means you need a 640+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score.

How do you get approved for a Home Depot commercial account?

To receive The Home Depot Commercial Account, you must meet our credit qualification criteria. Your credit limit will be determined by a review of your credit report and, in some instances, a review of such other financial information as we may ask you to provide.

What is a Home Depot commercial account card?

The Pro Xtra Credit Card offers perks and payment flexibility. Or, choose The Home Depot Commercial Account. You pay the balance in full each month, with the ability to itemize and pay by invoice, and you can issue buyer ID cards with set spending limits and detailed purchase information to key employees.

What credit score do you need for a Home Depot business credit card?

To qualify for a Home Depot Business Credit Card, youll need to log certain business information and offer a personal guarantee to back your account. In addition, Home Depot typically requires a credit score of at least 620 or higher.

Does Home Depot commercial report to personal credit?

Reports to All Major Credit Bureaus That makes it an invaluable addition to your credit mix. The business account generally wont show up on your personal credit reports with Equifax or Experian. However, that could change if you sign a personal guarantee and pay late or default on the account.

The Home Depot Commercial Account (PROX) Application 2025

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Got questions?

Can I get a Home Depot credit card with a 600 credit score?

Is it hard to get approved for a Home Depot business credit card?

How do you get approved for a Home Depot commercial account?

What is a Home Depot commercial account card?

What credit score do you need for a Home Depot business credit card?

People also ask

Does Home Depot commercial report to personal credit?

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The Home Depot Commercial Account (PROX) Application 2025

Here's how it works

The best way to edit The Home Depot Commercial Account (PROX) Application online

Complete this form in 5 minutes or less

Got questions?

Can I get a Home Depot credit card with a 600 credit score?

Is it hard to get approved for a Home Depot business credit card?

How do you get approved for a Home Depot commercial account?

What is a Home Depot commercial account card?

What credit score do you need for a Home Depot business credit card?

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People also ask

Does Home Depot commercial report to personal credit?

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