Replacement of Life Insurance or Annuities AAA8327 (2008) - Americo-2025

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We have answers to the most popular questions from our customers. If you can't find an answer to your question, please contact us.
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If the agent or company knows that you intend to replace your existing policy, they must give you a copy of a Notice Regarding the Replacement of Life Insurance or Annuity. This notice gives you advice to think about before switching policies or annuities.
Use the following forms to make simple changes to your policy or annuity contract. For more information about making changes to your policy, call us at 816.641. 2850.
How do I cancel my Americo Financial Life Annuity insurance policy? Call Americo Financial at (800) 231-0801 or use their online login. Fill out forms or write a cancellation letter if needed.
A replacement occurs when a new policy or contract is purchased and, in connection with the sale, you discontinue making premium payments on the existing policy or contract, or an existing policy or contract is surrendered, forfeited, assigned to the replacing insurer, or otherwise terminated or used in a financed
An independent rating firm routinely assesses the financial strength, stability, and claims paying ability of Americo. We continue to receive a high-performance rating from an independent evaluator, A.M. Best. A.M. Best rating for Americo Financial Life and Annuity Insurance Company (Americo), October 2021.

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Most claims are paid within 3 weeks of our receipt of all documents necessary to pay the claim. Some claims take longer and some may be able to be expedited. Three weeks is the average.
Americo is wholly owned by Financial Holding Corporation (FHC), a privately owned corporation.