Medicare Savings Program Enrollment 2025

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Once you buy a policy, youll keep it as long as you pay your Medigap premiums. All standardized Medigap policies are automatically renewed every year, even if you have health problems.
Californians with an annual income of less than $20,121 for an individual or $27,214 for a couple are eligible for a Medicare Savings Program. These programs provide help from the State of California to pay for your Medicare premiums, and sometimes your deductibles and copayments.
Via Medicare Advantage, program participants receive Medicare Part A, Part B, and often Part D (prescription drug coverage). To be dual eligible, persons must also be enrolled in either full coverage Medicaid or one of Medicaids Medicare Savings Programs (MSPs).
Keep in mind that you will need to recertify (renew) your MSP benefits each year; this does not happen automatically. Medicaid should mail you a letter around the time your recertification is due; if you dont receive one, be sure to contact your local office as soon as you realize it.
Obtaining QMB, SLMB, and QI Benefits Eligibility for QMB is effective on the first day of the month following the month in which the Medicaid agency has all the information and verification necessary to determine eligibility. This should not take more than 45 days.
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